Knowing the Difference Between Ransomware vs. Malware

computer screen infected with ransomware vs. malware

According to Property Casualty 360, cyber risks are projected to cost $600 billion per year. With this much money on the line, it’s easy to see why business owners should be taking extra precautions when it comes to their cybersecurity. The first step in protecting your business against all things cybercrime-related is to familiarize yourself with what types of cyberattacks are out there. The best place to start is by understanding the differences between ransomware vs. malware.


Malware is a type of software program or file that has the ability to disrupt or damage your system with unauthorized access. Essentially, these programs act as an inside agent enticing you to download a program, email, or attachment that would allow them access and full control of your system. These malicious codes can come from many different types of programs including:

  • Viruses
  • Bugs
  • Worms
  • Bots
  • Rootkits
  • Spyware
  • Adware
  • Trojans 


Ransomware has similar attributes to malware, and can actually be classified as a subset of malware. While ransomware allows attackers to gain full control of your systems just like malware, this one will only restrict access to the personal and confidential files until a ransom is paid (hence the name). A ransomware attack will present itself as either a locked computer screen or encrypted files. It’s also important to note than a ransomware attack can block access on any type of device, including personal computers, a smartphone, or a tablet. 

Both malware and ransomware attacks can have a huge impact on your business. The best way to protect yourself from these types of malicious cyberattacks is by improving your cybersecurity practices and covering your business with cyber liability coverage. 

If you have any questions about how cyber liability coverage can help your business, reach out to us here or call us at 770-637-1726.


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