Bold Approach.
Better Outcomes.

Smarter Employee Benefits, Business Insurance, and Family Insurance Solutions

Explore Services

We guarantee we will uncover opportunities to better protect your business.

Bridging gaps in coverage
Transparent Claims Data
Control Over Financial Outcomes

Insurance and benefits are complex and often fumbled.

Employers are convinced there is nothing better, which leads to:

A vicious cycle of shopping the market
Lack of control and claims transparency
Late renewals and costly mistakes

There’s a better way.

Our Proven Process

We’ve had 70 years of leading complex businesses into safety and security.

Services offered

Employee Benefits
- Medical
  - Fully Insured
  - Level-Funded
  - Self-Funded
  - Medical Captives
  - ICHRA
  - Individual Medical
- Dental & Vision
- Life & Disability
- Worksite Benefits
- Compliance
- Key Man Policy
- Executive Disability
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Business Insurance
- Property and Casualty:
  - Commercial Auto Insurance
  - General Liability
  - Workers Compensation
  - Umbrella Policy
  - Cyber Liability
  - And more
- Risk Management
  - Business Valuations
  - Buy Sell Agreements
  - Captive Programs
  - Complex Claims Advocacy & Management
  - Self-Funded and Large Deductible
  - And more
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Family Insurance
- Homeowners
- Umbrella
- Vacation Properties & Rentals
- Fine Arts, Jewelry, etc
- Automobile
- Boats, Yachts, Aircraft, etc.
See More

On average, our clients experience a 20% reduction in insurance expenses over 3 years.

That sounds unreal – we know.

Employee Benefits

$494,004 in Savings Year One

The only “cost containment” measures you can take on a fully insured plan involve making your offerings worse – diluting your benefits, raising employee premiums, and reducing participation.But even that won’t save you from huge increases.

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Commercial Insurance

Contractor Saves $400K Over 3 Years

WHO: A large commercial construction contractor

WHAT: They were experiencing steady rate increases on their commercial auto fleet because of claims activity. The national insurer was trying to get double digit rate increases on other lines because of the “hardening property casualty market” even though there was very little claims activity.

RESULTS: In 2018, SWIA decided to move the insurance program to a different insurer while also helping the client strengthen their commercial vehicle safety program. By being proactive, SWIA has saved this client approximately $400K over 3 years.

View Case Study

Partnered with the best.

Since our founding in 1952, we’ve developed partnerships with top-rated insurance companies and inspired confidence in business leaders across the US.