Personal

When choosing an agent for your personal property and casualty insurance needs, there are several factors beyond price that you should consider:

• How many carriers do they represent and who are they?
• How thorough are they at gathering data to make sure you are covered for all personal exposures?
• What is their technique to match you with the best insurance company?
• What are their service standards as to annual reviews or techniques to be made aware of changing exposures for you?