Join the wave of CFOs
making The Switch

Stop renewing in the dark. Start leading with data.

Speak with a consultant

The trouble with fully insured plans

What you don’t know can cost you

Seeing your risk clearly can prove nearly impossible in traditional insurance approaches. Why?

  • Employee benefits represents one of your top three expenses, yet you have no data you can use to manage it.
  • Renewals feel like surprises rather than strategic opportunities.
  • The fully insured model was built for the 1990s, not the pace of business today.

If you’ve ever felt blindfolded heading into a renewal, you’re not alone. How can you manage one of your top three expenses without the visibility to lead?

What changes when you make the switch:

Clear data. Clear decision making. Clear ROI.

 

If you have 100 or more employees, self-funding may be your smartest move.

  • icon stairs

    Full control

    Tailor every aspect of your benefits plan

  • icon benifits

    Transparency from every perspective

    View clear, actionable data all year long

  • icon employees

    Long-term reduced costs

    Eliminate career padding and reduce volatility

  • icon employees

    Rich employee benefits

    Offer meaningful benefits aligned to actual needs

Take the self-funding assessment

Real results

Switching to self-funding with SWIA pays off. Watch how businesses move from unpredictable renewals to measurable savings.

 

“Renewals used to feel like Russian roulette. Now, we look forward to them.”

— Jeremy Engbrecht, President, CRIF Select

How we get you there

Guiding your switch to self-funding

We’ve guided countless businesses through the switch to self-funding. More than any agency our size. Our approach focuses on four key steps:

  1. Protect your business.

    We put a stop-loss contract in place. It’s the best one available, tested and proven again and again. We know it works.

  2. Simplify your strategy.

    We uncover what’s really driving your costs and build a plan around what matters.

  3. Align your needs.

    The right plan supports both your financial goals and your employees' real needs.

  4. Educate your employees.

    Only 17% of employees understand their benefits. We’ll help your team actually use them.

Take the self-funding assessment

Finding the right plan can be frustrating, and many companies are unaware of self-funding as a viable model.

Take this 5-minute questionnaire to find out if self-funding is an option for you.

Step 1 of 8

Do you have 100+ full-time eligible employees?

Get smarter about self-funding

Explore our collection of videos, case studies, and guides. Whether you’re just starting to explore self-funding or need tools to bring leadership on board, you’ll find practical insights here.

 

Download

Download

Download

men at table communing

Contact Us

Ready to start thinking about insurance differently? Fill out the form below and our team will reach out to discuss your options.