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Georgia’s Rise on the Judicial Hellhole List & the Increase of Insurance Rates


In 2021, Georgia was listed as #3 of the worst judicial jurisdictions in the nation. Georgia’s continual rise on the judicial hellhole list has a direct impact on the insurance rates that business owners currently pay today. 

Want to know how to keep insurance rates from rising? Here are a few tips to stay protected: 

With insurance rates rising in Georgia, it’s important to consider whether or not your insurance agent has a proven process for: 

  1. Making sure that you will have adequate coverage
  2. Ensuring you are with a carrier 
  3. And staying ahead of the curve with market competitive premiums

As a business owner in Georgia, it is important to create a risk management plan that helps your organization become better. This doesn’t mean that you need to buy more or different insurance policies. It simply means that you need to change the practices that you’re currently employing to safeguard your business.

An example of a few small changes that could make a huge impact on your business and the rise of insurance rates is implementing multi-factor authentication on your computer systems, adding dashcams to commercial vehicles, or creating a safety training plan for your employees. 

To break it down – you need to put in place a plan that helps you to get incrementally better, preventing your insurance rates from continually rising. 

If you’re not currently having that type of conversation with your agent or seeing proven results, then it may be time to consider a different process. We would love to create a plan that works best for your organization. Give our team a call today to get started.