Snellings Walters Insurance Agency

PERSONAL LIFE INSURANCE PROTECTION

What is your most important asset?

Your most important asset might be YOU and your ability to earn an INCOME!

When was the last time you had a comprehensive review to make certain that:

You have “enough” death benefit to protect your family and/or business interests in the event of your premature death.
You are not paying “too much” for the insurance. (People are living longer than ever and life insurance rates are Decreasing)
Your current life insurance has a solid guaranteed rate. (You can purchase a guaranteed death benefit for 10, 15, 20, 30 years or even to age”120”)
The ownership and beneficiary of your life insurance structured so that the death benefit will have minimal estate tax shrinkage.

Would you have the funds to buy out heirs, repay loans, maintain credit, replace lost profit, hire and train replacements?
Do you have the money you’ll need to replace an OWNER or a KEY PERSON at the time of their death?

Did you know that ONE out of every TEN Americans (ages 18-64) will have a disability that prevents them from working?
Have you reviewed your disability policies recently to make certain you have enough coverage to support your current lifestyle?

Did you know that 40% of claims for Long-term care involve people under the age of 65 and that the average cost for a LTC event (at home, assisted living, and/or nursing home) averages over $70,000/year nationally?
Have you learned about the advantages of insuring this risk so that you will protect your loved ones from the financial, emotional and physical burdens your long-term care needs would put on them?